Loans – With Ariane http://withariane.com/ Sat, 16 Apr 2022 00:54:56 +0000 en-US hourly 1 https://wordpress.org/?v=5.9.3 https://withariane.com/wp-content/uploads/2021/05/default1.png Loans – With Ariane http://withariane.com/ 32 32 Beginner’s guide on where and how to get emergency loans with a minimum credit score https://withariane.com/beginners-guide-on-where-and-how-to-get-emergency-loans-with-a-minimum-credit-score/ Mon, 24 Jan 2022 06:41:38 +0000 https://withariane.com/?p=3376 Beginner’s guide on where and how to get emergency loans with a minimum credit scoreWhat to Consider Prior To Making an Application for a Payday Loan? Reputation If you are thinking of purchasing an item on the internet, you should consider the following factors before deciding if it is worthy enough to go into the cart. This is the same for choosing the appropriate lender for your emergency loans for […]]]> Beginner’s guide on where and how to get emergency loans with a minimum credit score

What to Consider Prior To Making an Application for a Payday Loan?

Reputation

If you are thinking of purchasing an item on the internet, you should consider the following factors before deciding if it is worthy enough to go into the cart. This is the same for choosing the appropriate lender for your emergency loans for people with bad credit. You should consider whether the business has received high ratings, as they are the best signal that something is wrong.

It is crucial to find out whether the business has an accredited company that has the platform, making customers feel secure to share their personal details. Reviewing customer feedback is another way to determine authenticity and transparency.

Rational Interest Rates

The interest rates are the primary reason for us to choose one company over another. They are the factors that attract or deter clients. It is best to compare rates before making a final choice? There are some platforms that charge higher rates than other platforms. Why?

The interest rates are the ones that generate the profits on behalf of the loaner. However, the rate of interest is directly proportional to the amount of money you’ve borrowed as well as your score on credit. In the event that you’ve got a lower credit score, you could anticipate that the rates of interest increase. The amount you can be able to borrow will also increase the rates.

In the end, it’s better to take out the amount you require than to take out a loan that you’ll be unable to repay. It’s a fact that emergency loans are loans that are not secured and don’t require collateral as security and, therefore, more interest rates will help compensate the lender’s security that the borrower pays for the loan.

Other Fees and Penalties

The thing you need to understand is that the terms are formulated by the lender and not through the platforms. The contract, therefore, is a contract between you and. If you don’t prefer one’s terms is your decision. However, keep your eyes peeled prior to signing any contract. Hidden fees could be another burden on your financial circumstances.

It shouldn’t come as a shock when a lender decides to protect his loan with fees for late or returned payments. Although it’s not common to request the origination fee, some may prefer to take a tiny part of the loan.

Applications Requirements

The majority of lenders will give at the time of application that you must have a minimum credit score and your minimum income per month, and adjust the APR. Credit scores play an important role in the amount of loan you can be granted. It is not uncommon for lenders to require a bankruptcy certificate. After everything has been examined, you’re being considered to be ineligible, you could consider an additional co-signer.

Payment Methods

The lenders devised different ways in which the borrower could pay back the loan. They can be modified depending on your circumstances or circumstances and your preferences. Most often, you can sign for automatic payments that will send the money directly towards your banking account. In this way, you can insure yourself against late and unnoticed payments.

You can also request an e-mail every month or pay online using cash advances with credit cards. To protect yourself you are better off discussing the payment method at the beginning with your lender.

Flexible Terms and Conditions

If you find an online site that claims to provide an application that is 100% approved do not bother with it. In reality, lenders found that they could only accept a 80percent of applicants. Don’t be fooled by the sweet words of their representatives. They will talk about how bad credit isn’t an issue to get new customers. This is only used to serve commercial reasons.

Of course, it is true that if the credit score is crucial and is important, why would they need to have data about it? Most lenders will consider applicants who have FICO greater than 600. If you’re looking for a guaranteed and authentic match, check to find flexible conditions and terms.

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Consolidate Your Payday Loan FAQs https://withariane.com/consolidate-your-payday-loan-faqs/ https://withariane.com/consolidate-your-payday-loan-faqs/#respond Wed, 13 Oct 2021 14:37:58 +0000 https://withariane.com/?p=2434 We all have a love-hate relationship with our finances. Sometimes, we do not know what to do with them and it can be overwhelming. It is good to take a step back every once and analyze everything from one’s income to spending habits.  This way, you will figure out the best financial decisions that are […]]]>

We all have a love-hate relationship with our finances. Sometimes, we do not know what to do with them and it can be overwhelming. It is good to take a step back every once and analyze everything from one’s income to spending habits. 

This way, you will figure out the best financial decisions that are right for you. One of those decisions may include consolidating your payday loans into one monthly payment! In this blog post, I discuss the different benefits of loan consolidation and how it might affect your credit score!

What is Payday Loan Consolidation?

Sometimes, it feels as if the money from our paychecks never stretches far enough. It can be challenging to manage multiple bills at once and pay them on time each month. 

On top of this, you might have a payday loan or two hanging over your head for emergencies! When we find ourselves in these situations, it becomes harder to catch up financially and keep moving forward. 

That’s why finding a way out may become priority number one! One great option is through consolidating payday loans into one monthly payment. Although many people believe that doing so will affect their credit score negatively, there are benefits associated with such an action!

To help those who feel as if they are stuck in a rut, this blog post will explain how loan consolidation payday can be beneficial and help improve your credit score!

How does it work?

There are a few different ways through which people can consolidate their payday loans into one monthly payment. One method is by using a personal loan. Essentially, you would be taking out an additional loan to pay off all of your other bills and debts, as well as the interest rates associated with them! 

Although this may seem like it will take forever to repay, there are some great benefits with such action! For example, many personal lenders reduce the number of months for repayment from five years down to three or four so long as you agree upon receiving both fixed and variable interest rates. 

This way, if market conditions change (such as due to inflation), then your payments remain relatively stable throughout the repayment process; however, they can also be adjusted if interest rates rise.

Another method to consolidate your payday loans is by using a home equity loan or line of credit. This option may benefit those who own their homes outright and prefer to use the equity they have built up within them to get out of debt! 

When doing so, borrowers can take advantage of tax-deductible monthly payments and reduced interest rates (since there is no risk involved on behalf of the lender)! Once again, this strategy will not only help borrowers reduce the number or months for repayment, but it may even improve one’s credit score due to timely payments over time.

When trying to figure out whether you should go with an unsecured personal loan vs. using your home equity, you should consider the benefits associated with each one. If you are interested in consolidating payday loans, both of these options may work well for you!

Common FAQs about Payday Loan Consolidation

Can I consolidate my payday loans if they are all with the same company?

No matter where your original payday loan was issued, you can always choose to consolidate them together into one monthly payment. This will not only reduce the number of expenses, but it may also help improve one’s credit score! 

The best thing that anyone can do is to start comparing lenders to find out whether or not there are any benefits for consolidating their payday loans. If you have questions about this process, feel free to contact us today! We would be more than happy to assist and give advice on how exactly to go about doing so!

What other debts could I put onto a personal loan?

Aside from consolidation through a home equity loan or line of credit, you may also be able to include other debts into your monthly payment. This could help someone get out of debt more quickly because they are dealing with one consolidated bill, which is made up of all the different loans and lines of credit that they have!

How long does it take to complete a payday loan consolidation?

It will depend on who you choose and what kind of plan you decide upon when consolidating payday loans. However, most lenders can usually provide customers with an answer within twenty-four hours! 

The best thing for anyone trying to consolidate their payday loans would be to contact us today to let our team review your options to determine precisely how much time such actions will require before completion! Can I consolidate a payday loan through my bank?

It is possible to consolidate a cash advance with your local credit union or bank. However, this method will only work if you have already been turned down by other lenders and would prefer to speak with someone in person. 

It can be difficult for banks and credit unions to understand the specific terms of each loan, so they may not always agree upon providing their customers with an unsecured personal loan that meets all of these conditions. 

Moreover, they might decide against issuing such funds due to lack of collateral – which means that there are no assets available as security on behalf of the borrower! That being said, it never hurts to ask about consolidating payday loans via one’s financial institution; however, we recommend comparing your options with other lenders to find out what would work best for you!

How do I get a loan from my bank if they will not approve me?

If any questions come up when applying for a personal loan, customers should always speak with their financial institution about them before going elsewhere. This way, one can be sure whether they qualify and receive the most accurate details on how much money they might expect during this process. 

However, if all else fails, you may want to consider finding another lender to consolidate payday loans! We recommend doing so over approaching local banks because these institutions often have less flexible terms (which could make getting approved difficult) as well as stricter qualifications (this means that they would be less likely to provide you with the funds that you need).

Can I consolidate my payday loans if they are not all in my name?

Unfortunately, it is generally impossible to include someone else’s debt on your loan. However, it is possible for a friend or loved one who needs help paying off their cash advance to sign on as an additional borrower. 

If you choose this route, make sure that there will be enough payment left over after covering what was originally owed before sending any of these funds elsewhere! It never hurts to ask questions about how this process works, so don’t hesitate to contact us today! 

We’ll walk through every step together and answer whatever comes up during this time – making things much easier than you might think!

What is the difference between a traditional loan and a payday loan?

When comparing personal loans with cash advances, the most significant distinction would be that these funds are provided to consumers much more quickly! Traditional financing can take anywhere from ten days up until three weeks before any money lands in your bank account. 

This makes it difficult for anyone who needs access to capital right away because even waiting one week or so can be problematic. On the other hand, we provide customers with their unsecured loans within twenty-four hours – thus removing this delay altogether and making things easier than ever! 

Our team will also walk through every step of the process together, so you don’t have to worry about applying on your own or wondering what else may come up during this time – we’re here to help!

Is there any way to consolidate my payday loans if I currently have a bad credit score?

Unfortunately, consolidation of payday loans doesn’t require anyone with poor credit scores ( or even fair ones ) at the moment. However, you might be able to get your current funds reduced to make them more manageable. 

A lack of income and/or financial assets could also play into this; however, one must remember that they will need some sort of collateral before taking on such measures. If these do not apply, then maybe another lender like ours would better suit your needs! 

We work with people who don’t quite fit the bill, so reach out today – let us explain how we can help you get rid of your juggling payday loan payments!

What is a good credit score?

A large part of what makes up an individual’s FICO score is their payment history on all current & past due bills. For example, those who have consistently paid off every single one of these transactions as they came due will generally be considered to have better scores than those whose record shows the opposite. 

In addition, other factors such as how much available debt someone has and whether or not creditors are receiving any type of consistent income from them also play into this equation – making it more critical than ever for borrowers to make sure that everything with regards to this situation is being handled properly! 

Our team specializes in helping customers find personal loans for people with poor credit, so reach out today – let us explain how we can help you get rid of your juggling payday loan payments!

Can I consolidate my payday loans if they are not all in the same place?

Unfortunately, this is generally impossible to do with cash advances. However, it is possible for a friend or loved one who needs help paying off their advance to sign on as an additional borrower. 

If you choose this route, make sure that there will be enough payment left over after covering what was originally owed before sending any of these funds elsewhere! It never hurts to ask questions about how this process works, so don’t hesitate to contact us today! 

We’ll walk through every step together and answer whatever comes up during this time – making things much easier than you might think!

Do I have to wait until my payday loan is due before applying for the consolidation program?

No, this isn’t even necessary. You can begin consolidating your cash advance immediately upon signing up with us. This means that there’s no time like the present – reach out today and let our team explain how we can help get rid of your juggling payday loan payments! 

We work directly with all major lenders, so it doesn’t matter where your funds are held right now or what state they were borrowed under. Let us also show you how easy it is to make small changes that will ultimately impact every aspect of their repayment, including interest rates, monthly payment amounts & overall length of service. 

Don’t wait another day – get started today and let us help you get rid of your juggling payday loan payments!

How do I know if the consolidation lender is reputable?

As with any aspect of this situation, it’s always essential to work only with a company that has been vetted fully. This means making sure that their licensing & relevant state registrations are up to date; we make this information available for all clients on our site. 

We also offer full transparency throughout this process, including background checks, identity verification, and more! Reach out today and see how we can ensure the highest level of customer service while streamlining each part of what might otherwise be an overwhelming task ( like getting rid of those dreaded payday loans ). 

Our entire team works hard to remove the stress from even the most challenging parts of this equation while saving you money in every aspect!

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Did Emergency PPP Loans Work? Nearly $800 Billion Later, We Still Don’t Know https://withariane.com/did-emergency-ppp-loans-work-nearly-800-billion-later-we-still-dont-know/ https://withariane.com/did-emergency-ppp-loans-work-nearly-800-billion-later-we-still-dont-know/#respond Fri, 14 May 2021 10:41:08 +0000 https://withariane.com/?p=624 When the pandemic hit last year, Andrew Leckie, who runs half a dozen restaurants and a catering company in Edmonds, Wash., was forced to lay off more than 200 employees. Demand for his oysters and craft cocktails had dried up and his businesses were in trouble until a program intended to provide emergency loans for […]]]>

When the pandemic hit last year, Andrew Leckie, who runs half a dozen restaurants and a catering company in Edmonds, Wash., was forced to lay off more than 200 employees.

Demand for his oysters and craft cocktails had dried up and his businesses were in trouble until a program intended to provide emergency loans for people with bad credit.

“I don’t think there’s any way we would have been able to withstand the financial challenges that existed without this money,” Leckie says.

Taking advantage of the loans provided by the federal government‘s Paycheck Protection Program (PPP), he was gradually able to rehire about three-quarters of his workforce.

The Paycheck Protection Program, first passed early in the pandemic as part of the CARES Act, was meant to provide loans to help small-business owners like Leckie keep workers on the payroll. Businesses wouldn’t have to pay the money back as long as they used most of the loan proceeds to pay staff.

But despite plenty of success stories like Leckie’s, there’s little consensus on how many paychecks it actually protected, a question that lingers as the PPP is due to wind down in coming weeks after it depletes all of its available funds.

The program, after several extensions passed by Congress, guaranteed more than 10 million loans to small businesses during the pandemic at a cost of more than $770 billion so far.

The Small Business Administration oversaw the program, and initial demand was overwhelming. The first $350 billion Congress set aside for loans was snapped up in less than two weeks.

But it was hit by controversies from the start. People were outraged when wealthy and well-connected outfits like the burger chain Shake Shack and the Los Angeles Lakers basketball team got loans, while others were left on the sidelines. Some big borrowers were shamed into giving the money back.

The Justice Department has also brought more than 100 criminal cases alleging fraud against the program. In its push to get money out the door quickly, the Small Business Administration approved more than 2 million loans that were later flagged as potentially problematic.

“The scale of this program is so beyond anything the Small Business Administration has had to run previously, it’s mind-blowing,” says Sean Moulton of the watchdog group Project on Government Oversight.

“How well did it work? I don’t think anyone has a good answer to that question,” he adds.

Economists have also raised questions about whether the loans actually kept workers on the job or simply subsidized businesses that would have been open anyway.

“We really underestimated the ability of lots of not-in-person service businesses to not only continue doing what they’re doing, but even do more of it,” says economist John Friedman of Brown University. “As a result of that, a lot of PPP money went to firms that were in fact not really that affected by the pandemic.”

Friedman and his colleagues estimate that in its first four months, the loan program actually saved only about 1.5 million jobs — at a cost of about $377,000 each.

Michael Faulkender, who as assistant Treasury secretary for economic policy in the Trump administration helped craft the loan program, argues that it played a much larger role, helping to save more than 18 million jobs during its early months.

“I think relative to how devastating things could have been, PPP was extraordinarily successful,” Faulkender says.

Faulkender argues that without the loan program, even more people would have been dumped into the unemployment system, which was already overwhelmed by millions of laid-off workers seeking benefits.

A survey by the Federal Reserve last year found 82% of small employers applied for a PPP loan, and 77% of those who applied received all the money they asked for. Nearly half of those firms still reduced the number of workers they employed.

But layoffs were even more common among companies that didn’t get PPP loans. What’s more, employers that got a loan were more likely to rehire workers who had been laid off.

Faulkender stresses that the program was originally designed as a kind of economic lifeboat — to keep workers and businesses afloat and together for what was expected to be a brief shutdown, lasting perhaps two months.

Of course, the pandemic has dragged on much longer than that, but despite the doubts, there are plenty of success stories.

Andray Hall credits a PPP loan with keeping his New Jersey kitchen cabinet company afloat during a period when no one wanted strangers taking measurements inside their home.

“For me, it’s about the people,” Hall said. “The company, we can survive it, but the people, if they fall, it’s hard to get back up.”

Or take Leckie. His business partner improvised a takeout menu that included barbecue and fried chicken. They added outdoor verandas to the restaurants, with plastic protection against the wind and rain.

And after taking advantage of two rounds of PPP loans, he’s still in business.

“I just feel as though it’s been a blessing that we’re able to still be standing today,” he said. “And I think the PPP has played a big part in that.”

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As Coronavirus Spread, State Department Evacuated Over 100,000 Americans Abroad https://withariane.com/as-coronavirus-spread-state-department-evacuated-over-100000-americans-abroad/ https://withariane.com/as-coronavirus-spread-state-department-evacuated-over-100000-americans-abroad/#respond Fri, 14 May 2021 09:19:38 +0000 https://withariane.com/?p=612 U.S. Embassy staff based in Podgorica, the capital of Montenegro, coordinated with the governments of Montenegro, Bosnia and Herzegovina and Germany to organize flights to return 53 U.S. citizens and residents home from Montenegro. (Photo: U.S. Embassy Podgorica, Montenegro) In late May, President Trump issued an order banning entry for all travelers coming from Brazil, […]]]>

U.S. Embassy staff based in Podgorica, the capital of Montenegro, coordinated with the governments of Montenegro, Bosnia and Herzegovina and Germany to organize flights to return 53 U.S. citizens and residents home from Montenegro. (Photo: U.S. Embassy Podgorica, Montenegro)

In late May, President Trump issued an order banning entry for all travelers coming from Brazil, a country where the number of COVID-19 cases is second only to that of the United States. In response, the U.S. Embassy in Brasília urged Americans to leave the country immediately.

“As this crisis has unfolded, things have developed very quickly. That being said, if returning to the U.S. is something that you and your family want to do, our official advice is to do it now. Now means as soon as possible,” one consular official said during a virtual town hall organized by the embassy. “Now means now.”

This was just one of the many examples of how hundreds of U.S. consular officials around the world have snapped into action to bring home more than 100,000 Americans traveling or living abroad in more than 130 countries (as of mid-June) as the COVID-19 pandemic swept the globe.

U.S. Embassy staff in Cameroon assist over 400 U.S. citizens in returning home on two chartered repatriation flights on March 31 and April 7. After a slow start, the State Department has helped bring home more than 100,000 Americans traveling or living abroad in more than 130 countries in the wake of the coronavirus pandemic. (Photo: State Department)

The large-scale effort even inspired a new virtual exhibit at the National Museum of American Diplomacy called “Bringing #AmericansHome.” Since the country’s founding, one video says, U.S. diplomats have worked to repatriate shipwrecked American sailors, protect the cargo of U.S. merchants in foreign ports, settle the estates of Americans who have died abroad, evacuate Americans from countries experiencing political unrest — and, now, secure safe passage home for Americans in the face of a fast-moving pandemic.

The COVID-19 repatriation effort has become one of the rare bright spots coming out of a State Department battered by bad press and low morale ever since Trump came to office. Most recently, that includes the resignation of a top State Department official over the president’s handling of racial tensions across the country — a reflection of longstanding complaints over a lack of diversity at Foggy Bottom.

Yet even when it came to the massive campaign to bring Americans home in the wake of the coronavirus pandemic, the State Department initially got mostly negative reviews.

Various outlets reported harrowing stories of Americans left confused and stranded abroad, especially as travel restrictions came down, flights became scarce and U.S. consular officials were quickly overwhelmed.

According to a March 25 article in Politico by Sam Mintz, some Americans “turned to alternatives like risky border crossings from Guatemala into Mexico — including bringing along enough money to potentially pay off customs officials — and chartering a jet flown by a private security firm staffed by former military and intelligence officers.”

Among those stranded was Melissa Uribe, a pregnant woman in Guatemala who was in need of medical attention. After she finally secured a commercial flight, the State Department notified her that she had been selected for a State-chartered flight, but she told Politico that she did not trust the department after its poor communication and returned home to California on her own.

In one well-publicized incident, American tourists and other foreigners in Peru said authorities doused them with an unknown chemical after imposing a quarantine on their hostel in April. (Several Americans infected with the virus were eventually flown back on a State Department medevac plane.)

Many Democrats said the lack of preparedness was part of a larger pattern in an administration that ignored the urgency of the pandemic in those critical first few weeks and months.

“While the scale of the pandemic may not have been entirely predictable, if this administration, including Secretary [Mike] Pompeo and his senior leadership team, had taken the coronavirus threat seriously and planned ahead, we may have been able to avoid some of the confusion and chaos Americans abroad encountered in their efforts to return home,” Sen. Bob Menendez (D-N.J.) said in a statement. “Unfortunately, that simply did not happen. As a result, the State Department now has to try to catch up and make up for lost time.”

Even some Republicans voiced frustration with the Republican administration’s response.

The hashtag #AmericansStuckInPeru “is due to lack of urgency” by some mid-level State Department employees, Sen. Marco Rubio (R-Fla.) tweeted in March. “We didn’t need you to ‘track’ this, we needed you to solve this.”

That tweet came after an American Airlines plane headed to Lima was forced to turn around because the State Department hadn’t secured permission from the Peruvian government for it to land.

But the incident also illustrates how the State Department has been at times forced to navigate foreign bureaucratic hurdles and negotiate with unresponsive or uncooperative governments. (Politico for instance reported that the Peruvian government was blocking the return of U.S. citizens until it received assurances that its own citizens could leave the U.S.)

American citizens board a Brazzaville-Kinshasa boat shuttle bound for a repatriation flight in the Democratic Republic of the Congo. (Photo: U.S. Embassy Brazzaville, Democratic Republic of Congo)

Some defenders of State’s response point out that many of the Americans who had to be evacuated chose to take a vacation despite explicit State Department travel warnings not to do so.

Other officials say the fast-moving pandemic created a logistical nightmare.

“One of the biggest challenges is simply the unprecedented nature of this pandemic, which led to a sudden shutdown of borders and heightened health risks to travelers in all corners of the globe,” Ian G. Brownlee, principal deputy assistant secretary for consular affairs at the State Department, told The Diplomat in an email.

“Another major challenge was the number of Americans who found themselves in extremely remote areas throughout the world, from the Amazon jungle to the foot of Mount Everest. There was, quite literally, no precedent for ​a global crisis of this magnitude. In some areas, local conditions such as quarantines or remoteness compelled U.S. citizens to shelter in place until the crisis has passed, and we continue to do all we can to help them. A number of U.S. citizens initially expressed interest in repatriation assistance and have since decided to remain in place overseas. That said, we successfully repatriated the overwhelming majority of U.S. citizens who wanted to return to the United States.”

In fact, while it may have been initially caught off guard, the State Department has since been widely praised for its repatriation efforts — even by those who had been among its harshest critics in Congress.

On June 12, the Senate unanimously passed a bipartisan resolution praising State Department officials for their work to bring Americans home. The resolution was introduced by Menendez, the ranking Democrat on the Senate Foreign Relations Committee, along with Jim Risch (R-Idaho), the committee’s chair.

“Every day for the past six months of the COVID-19 pandemic, the American people have been reminded of the exemplary capabilities of our career diplomacy and development professionals. Even during the most trying circumstances — and this pandemic has been that — they rise to the challenge of serving our nation and protecting the American people,” said Menendez.

But the New Jersey Democrat’s praise for State Department staff did not rise to the leadership level.

“The lack of preparedness and planning by the Trump administration for repatriations of this scale did not stop our nation’s career civil service and foreign service professionals from bravely tackling an unprecedented challenge, even if it meant sacrificing their own health to protect their fellow Americans,” Menendez said in a statement when the resolution was introduced on May 21.

Still, Congress’s general support for career officials at State has not gone unnoticed by those officials.

“We are grateful for all of the expressions of gratitude, and for the strong support of Congress. Our priority at the State Department remains the safety and welfare of U.S. citizens overseas, and we will do all we can to keep American travelers informed and safe,” Brownlee said.

The State Department launched its Repatriation Task Force on March 19. Among the Americans who were evacuated immediately were State’s own employees — including those stuck in Wuhan, China, the epicenter of the pandemic at the start of the year.

The removal of State Department employees abroad also complicated efforts on the ground to repatriate Americans, although many U.S. consular officials and diplomats stayed to help, scrambling to arrange not only flights but also boats and buses to whisk Americans out of COVID-19 hotspots.

“In addition to organizing repatriation flights and helping U.S. citizens get to the airport to get on these flights, we are regularly updating U.S. citizens overseas on the latest options to depart, helping U.S. citizens find commercial flight options where available, and providing repatriation loans to manage the up-front payment of costs of commercial flights,” Brownlee, who spearheaded the 24/7 effort, told us.

The State Department cannot waive the costs of international travel or help defray people’s expenses, which can be high. But it does offer loans to Americans for the purpose of returning home. Those who take out a loan, however, will not be able receive a new U.S. passport until it is paid back.

“By law, the State Department charges a median full-fare price for the planes it charters, and commercial carriers are hiking up costs to make up for flying with sometimes near-empty planes. If Americans don’t repay the promissory notes, legally binding IOUs that they sign before boarding the flights, by U.S. law, they risk not being issued a new passport,” Kimberly Dozier reported for TIME on April 20.

For one American, Natalie Kosloff, a U.N. peacekeeper deployed to the Democratic Republic of Congo, the State Department paid $3,500 for her to fly on a U.K. Embassy flight to Washington by way of London — the costs of which she must pay back. Kosloff “estimates the whole experience will have cost her around $10,000 out of pocket,” according to the TIME article.

This is not unlike some other countries’ emergency procedures for helping their citizens return home. The U.K., for instance, urged its citizens to fly commercial where air carriers were still operating. In places where commercial airlines had grounded flights, the U.K. set up a £75 million program to charter flights, with the funds meant to “keep the costs down” for travelers booking the private flights.

British citizens were expected to “book and pay directly through a dedicated travel management company,” as U.K. Foreign Secretary Dominic Raab announced.

U.S. Ambassador to Malawi Robert Scott is seen greeting passengers at Kamuzu International Airport in the Malawian capital of Lilongwe. A Boeing 787-800 operated by Ethiopian Airlines departed on April 24 from the airport with 74 American citizens. The flight was the first of its kind in Malawi since airspace closed on April 1 in the wake of the coronavirus pandemic. (Photo: U.S. Embassy Lilongwe, Malawi)

While Congress has generally praised the State Department for ramping up its repatriation strategy, some members are still urging a review of “lessons learned” from the crisis.

Rep. Eliot Engel (D-N.Y.), chair of the House Committee on Foreign Affairs, sent a letter to Secretary of State Mike Pompeo requesting information about repatriation efforts.

Among the information House members wanted was a list of all COVID-19-related repatriation flights, specifying whether each flight was a State Department-funded charter or a commercial charter; a list of instances in which other agencies’ air assets were used or requested; an “estimate of potential new hotspots around the world” where repatriation efforts could be needed in the future; and an accounting of how the State Department used any funds from the CARES Act, the emergency spending relief bill Congress passed and Trump signed on March 27.

Neither Engel nor the committee’s ranking minority member, Michael McCaul (R-Texas), returned repeated requests for comment.

While the Senate resolution commended the State Department, it also urged officials to continue to help stranded Americans.

On that note, Brownlee, speaking at a May 5 briefing for reporters, said his office’s work isn’t done.

“While demand is in decline, we haven’t applied the brakes yet…. As long as there are U.S. citizens in a country, we’ll do everything we can to make sure that they know their options so they’ll know whether to get on the next flight out, if there is one, or whether they’ll need to shelter in place for some time,” he said.

“From a Washington perspective, we’ve run the U.S. government-chartered repatriation flights with an eye to an eventual finish line. That said, we still don’t have a hard end date. That will be dictated by need, and we will continue to assess closely conditions on a country-by-country basis,” he added.

“But to bang on the drum I’ve been banging on since the beginning, U.S. citizens who are thinking of coming back need to act now.”

That warning comes as countries such as Brazil continue to struggle with a surge in cases, which are also popping up in countries such as South Korea and Singapore that were once believed to have contained the virus.

It also comes as experts warn of a possible second wave of the coronavirus this fall — coupled with the administration’s muddled messaging.

While Vice President Mike Pence argued that “there isn’t a coronavirus ‘second wave’” in a Wall Street Journal op-ed, others in the administration have signaled that they are already preparing for one.

“We are filling the stockpile in anticipation of a possible problem in the fall. We are doing everything we can beneath the surface, working as hard as we possibly can,” White House trade adviser Peter Navarro told CNN on June 21.

Meanwhile, President Trump has sought to downplay the virus even as wide swaths of the U.S. have seen the number of coronavirus cases skyrocket, with nearly 130,000 American deaths as of this printing. Despite the dramatic spike, the president has gone ahead with controversial rallies that defy the very social distancing measures that experts say are necessary to contain outbreaks.

Regardless of what happens next, Americans are much less likely to travel in the near future. According to one survey, only 56% of U.S. adults would be willing to travel on a commercial flight even 60 days after experts declare it safe to travel again.

That may come as a small relief to the State Department officials who’d be tasked with bringing those travelers back home in the event of yet another emergency.

Anna Gawel (@diplomatnews) is the managing editor of The Washington Diplomat.

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Mumbai: 753 new suburban services; 88% of local trains are back on track https://withariane.com/mumbai-753-new-suburban-services-88-of-local-trains-are-back-on-track/ Wed, 24 Mar 2021 07:53:24 +0000 https://withariane.com/mumbai-753-new-suburban-services-88-of-local-trains-are-back-on-track/ In order to avoid crowding local trains in Mumbai, railway authorities added 753 new special services from Monday, bringing the total number of services on the suburban network to 2,773, officials said. With that, rail authorities have taken over 88% of the total 3,141 commuter services that were operating before the COVID-19 […]]]>

In order to avoid crowding

local trains in Mumbai, railway authorities added 753 new special services from Monday, bringing the total number of services on the suburban network to 2,773, officials said.

With that, rail authorities have taken over 88% of the total 3,141 commuter services that were operating before the COVID-19 outbreak, they said.



In normal pre-lockdown times, the Central Railway (CR) operated 1,772 services, while the Western Railway (WR) operated 1,367 services on the commuter network, they said.

Local trains, considered Mumbai’s lifeline, resumed for emergency and essential service personnel in June this year.

To accommodate growing crowds on commuter trains, Central Railway has now added 552 extra services to its routes, while Western Railway has added 201 services, according to a joint press release issued by CR and WR on Sunday.

With this, special commuter services on CR routes increased to 1,572 from 1,020 previously, while WR services increased to 1,201 from 1,000.

Earlier, the railways decided to operate an additional 610 special suburban services from Sunday to avoid train congestion.

“The railways are subsequently increasing commuter services with social distancing standards and general public safety in mind,” the statement said.

The railway authorities have also provided information to the Maharashtra government as requested by the government, according to the statement.

“The railways hope that the state government will soon reconsider the modalities for providing services to commuters in the Mumbai metropolitan area,” he said.

Earlier, the CR and WR resumed commuter services for emergency and essential service personnel from June 15 and gradually allowed passengers of some other categories, such as lawyers and consulate staff. foreigners, to also travel on local trains.

Currently, special suburban services are not available to the general public, although women are allowed to travel on local trains during off-peak hours.

Last month, the Maharashtra government made a proposal to the railway authorities to allow the general public to board local trains at stipulated times during off-peak hours.

The railway authorities however responded to the state government, saying that in view of social distancing norms, they can only carry 22 lakh passengers, instead of the nearly 80 lakh passengers who traveled on local trains before the pandemic. of COVID-19. .

They also called on travelers to follow “prescribed medical and social protocols for COVID-19” and not to believe rumours.

(Only the title and image of this report may have been edited by Business Standard staff; the rest of the content is auto-generated from a syndicated feed.)

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Government extends emergency line of credit guarantee program for MSMEs by one month https://withariane.com/government-extends-emergency-line-of-credit-guarantee-program-for-msmes-by-one-month/ Wed, 24 Mar 2021 07:53:23 +0000 https://withariane.com/government-extends-emergency-line-of-credit-guarantee-program-for-msmes-by-one-month/ With a third of the Rs 3-lakh-crore loan limit still to be exhausted, the government has extended the validity of its Emergency Credit Line Guarantee Scheme (ECLGS) by one month until November 30 or until the limit is exhausted, whichever is earlier. The extension will allow more time for MSMEs as well as professionals like […]]]>
With a third of the Rs 3-lakh-crore loan limit still to be exhausted, the government has extended the validity of its Emergency Credit Line Guarantee Scheme (ECLGS) by one month until November 30 or until the limit is exhausted, whichever is earlier.

The extension will allow more time for MSMEs as well as professionals like doctors or chartered accountants, the intended beneficiaries of the scheme which is backed by an official loan guarantee, to benefit from the facility.

The scheme is extended until November 30 or until “an amount of Rs 3 lakh crore is sanctioned under the scheme, whichever comes first, taking into account the opening of various sectors of the economy and the ‘expected increase in demand during the current holiday season,’ according to a statement from the Ministry of Finance.

Loans of Rs 2.03 lakh crore have been sanctioned so far under the ECLGS since its rollout on June 1 to 60.67 lakh borrowers, the ministry said on Monday. Out of this amount, an amount of Rs 1.48 lakh crore was disbursed.

Under the ECLGS, announced as part of the government’s Rs 21 lakh-crore relief package in May, the Center pledged full collateral for up to 20% additional unsecured working capital loans, subject to Rs 3-lakh-crore limit. While the scheme was initially intended for MSMEs only, the government decided in August to relax the eligibility criteria to cover professionals and allow a greater number of companies to benefit from it.

As part of its expanded coverage, businesses with an annual turnover limit of up to Rs 250 crore are now eligible to tap the scheme, up from the Rs 100 crore earlier, in sync with the revised definition of MSME. Even individuals such as doctors, accountants, lawyers among others who wish to take out loans for business purposes are now covered by the scheme.

Likewise, eligible businesses with an outstanding amount of up to Rs 50 crore as of February 29, instead of Rs 25 crore earlier, can qualify for the additional secured loans. The government has earmarked a corpus of Rs 41,600 crore in the current fiscal year and the next three fiscal years to implement the ECLGS.

Interest rates under this program are capped at 9.25% for banks and other financial institutions, and 14% for NBFCs. The term of loans granted under the program is four years, including a one-year moratorium on principal repayment.

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Reading Women beat Brighton Women to end 2020 on a high https://withariane.com/reading-women-beat-brighton-women-to-end-2020-on-a-high/ Wed, 24 Mar 2021 07:53:22 +0000 https://withariane.com/reading-women-beat-brighton-women-to-end-2020-on-a-high/ Reading Women ended 2020 with their first win in seven games as they beat Brighton 3-1 in the Women’s Super League. A brace from Jess Fishlock and a late goal from Rachel Rowe gave the Royals the final three points as they finish the calendar year sixth in the standings. The opener came when Fishlock […]]]>

Reading Women ended 2020 with their first win in seven games as they beat Brighton 3-1 in the Women’s Super League.

A brace from Jess Fishlock and a late goal from Rachel Rowe gave the Royals the final three points as they finish the calendar year sixth in the standings.

The opener came when Fishlock pounced on a loose ball from Fliss Gibbons to drive forward and carefully find the bottom corner in the 17th minute.

READ MORE: Reading goalkeeper Sam Walker joins Blackpool on seven-day emergency loan

But the Royals were the creators of their own downfall early on with Deanna Cooper fouling Ellie Brazil to hand Brighton a penalty four minutes later.

Dutch international, Inessa Kaagman sent Grace Moloney the wrong way to equalise.

However, it was Reading who entered the break when Fishlock scored their second goal of the match.

A cross from Lily Woodham deflected Victoria Williams before an unmarked Fishlock calmly fired the ball past Cecilie Fiskerstrand, a minute before the interval.

And with 90 minutes on the clock, Rachel Rowe, who recently celebrated her 100th game for the club, opened her season account. The substitute latched on to a Fishlock going through the ball to chip the oncoming Fiskerstrand and watch her effort cross the line.

Emma Harries nearly secured a fourth for Reading in added time but her effort went off target.

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Governor Whitmer Unveils $500 Million Michigan Water Spending Strategy https://withariane.com/governor-whitmer-unveils-500-million-michigan-water-spending-strategy/ Wed, 24 Mar 2021 07:53:22 +0000 https://withariane.com/governor-whitmer-unveils-500-million-michigan-water-spending-strategy/ Whitmer needs legislative approval to spend the remaining $290 million on the Great Lakes Water Quality Bond. She called on lawmakers to approve the spending, saying “Michigans are tired of waiting for action.” Gideon D’Assandro, spokesman for House Speaker Lee Chatfield, R-Levering, said Chatfield “is still reviewing today’s proposal.” The funding strategy announcement estimated that […]]]>

Whitmer needs legislative approval to spend the remaining $290 million on the Great Lakes Water Quality Bond. She called on lawmakers to approve the spending, saying “Michigans are tired of waiting for action.”

Gideon D’Assandro, spokesman for House Speaker Lee Chatfield, R-Levering, said Chatfield “is still reviewing today’s proposal.”

The funding strategy announcement estimated that the money would support more than 7,500 jobs, citing an estimate that every million dollars invested in water infrastructure creates 15 jobs.

Highlights include:

  • $207.1 million for drinking water quality initiatives, including $102 million to replace lead service lines, $37.5 million to help communities implement rules designed to reduce lead and copper in drinking water, and $25 million in grants to help local communities tackle PFAS contamination.
  • $293 million for wastewater treatment initiatives, including grants to help stop sewer overflows, repair failing septic systems and improve stormwater management.

The announcement included commendations from Detroit Mayor Mike Duggan; State Representative Kevin Hertel, D-St. Clear Shores; Sen. Rick Outman, R-Six Lakes, and Dr. Mona Hanna-Attisha, pediatrician and MSU College of Human Medicine professor who helped uncover Flint’s water crisis.

Duggan said the strategy would help Detroit, “where we have the oldest infrastructure in the state,” replace lead water pipes and service lines, and expand accessibility programs for residents in low income.

City officials have estimated the cost of replacing Detroit’s only lead lines could approach 700 million dollars.

Advocates and experts called Whitmer’s plan a good start, but said a lot more money was needed to meet Michigan’s water infrastructure needs.

A A 2016 report by Lansing Public Sector Consultants estimates Michigan needs to spend up to $1 billion a year on clean water through 2030.

The estimate did not include the investments needed to help Flint recover from its lead-tainted drinking water crisis, and it was developed before Michigan’s PFAS contamination crisis was on the public radar. .

Doug Van Essen, Environmental Lawyer for the Township of Plainfield, Where Rockford Wolverine Cobbler PFAS Contamination World Wide groundwater from the contaminated area, said funding for the $25 million PFAS grant is “a substantial commitment and a good start,” but more is needed.

In northern Kent County alone, the cost to hook up residents with contaminated wells to a municipal water system and install filtration to remove PFAS will ultimately cost around $80 million, he said. Money from a settlement with Wolverine World Wide will cover a large part of the bill.

“I don’t think it’s the state’s responsibility to do all this work,” Van Essen added. “There are polluters who have to pay and be held accountable.”

Maggie Pallone, vice president of Public Sector Consultants and former deputy director of the state Department of Environment, praised Whitmer’s strategy to allocate funds to long-unmet clean water needs.

“We know that between 10 [percent] and 25% of septic systems in the state are failing,” Pallone said. “It’s a long-term need that we haven’t found funding for.”

But Pallone noted that much of the plan’s money comes from revolving loan funds that are of limited use to financially distressed communities that may struggle to repay loans.

“I hope this is the start of a conversation about water availability and how communities can afford to maintain their water infrastructure,” Pallone said. “And that needs to be a larger conversation that the legislature is involved in.”

Whitmer noted that the strategy won’t meet all of Michigan’s needs and pledged to work with the legislature on “creative solutions to address our backlog of water infrastructure.”

Bridge reporter Jonathan Oosting contributed to this report.

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Tulsa businesses react to new mask mandate https://withariane.com/tulsa-businesses-react-to-new-mask-mandate/ Wed, 24 Mar 2021 07:53:20 +0000 https://withariane.com/tulsa-businesses-react-to-new-mask-mandate/ TULSA, Okla. – In an effort to slow the recent increase in COVID-19 in Tulsa County, Mayor GT Bynam announced that all restaurant employees will be required to wear masks. Over the past few weeks, many local restaurateurs have said this is the new normal. Andolini pizzeria owner Mike Bausch said it was the only […]]]>

TULSA, Okla. – In an effort to slow the recent increase in COVID-19 in Tulsa County, Mayor GT Bynam announced that all restaurant employees will be required to wear masks.

Over the past few weeks, many local restaurateurs have said this is the new normal.

Andolini pizzeria owner Mike Bausch said it was the only way he could reopen.

“Our goal is to create the safest and most welcoming environment for our customers. So that means having a safe environment,” Bausch said. “It’s not ideal, but we’re not living in an ideal scenario right now.”

For other restaurant owners like Chimera owner Robert Stuart, masks, gloves and strict social distancing are how it will operate for the foreseeable future.

“We never opened the dining room. We’ve had a bit of patio service and we’re continuing curbside,” Stuart said. “We take this very seriously and have been doing it since the beginning.”

Bausch and Stuart said that’s why they weren’t surprised by Mayor Bynum’s latest term he released at a press conference.
Thursday which said “all restaurant and bar employees will be required to wear masks at work.”

“The warrant won’t really affect us, as we take our own precautions,” Stuart said.

Despite concerns from some companies, Baush and Stuart said the mandate should help companies in the long run.

“It’s a good decision to keep our economy going, because it still allows us to operate with these precautionary measures,” Bausch said.

Mayor Bynam said the wholesale department will be tasked with monitoring the executive order’s effectiveness and impact on future case counts.

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Saudi artist draws inspiration from Grand Mosque closure for painting inspiration https://withariane.com/saudi-artist-draws-inspiration-from-grand-mosque-closure-for-painting-inspiration/ Wed, 24 Mar 2021 07:53:20 +0000 https://withariane.com/saudi-artist-draws-inspiration-from-grand-mosque-closure-for-painting-inspiration/ RIYADH: A cleaner kneels in the courtyard of Mecca’s Grand Mosque, the only worshiper at the normally bustling holy site. The moment of emptiness, stillness and contemplation is captured in a painting that moved Muslims during the global health emergency. The painting reflects the historic decision taken by Saudi authorities to close the Grand Mosque […]]]>

RIYADH: A cleaner kneels in the courtyard of Mecca’s Grand Mosque, the only worshiper at the normally bustling holy site. The moment of emptiness, stillness and contemplation is captured in a painting that moved Muslims during the global health emergency.

The painting reflects the historic decision taken by Saudi authorities to close the Grand Mosque for prayers to prevent the spread of the coronavirus and protect people from infection.

Saudi artist Nabila Abuljadayel produced the artwork – called “Isjod wa Iqtareb” (Prostrate and Draw Near) – during the Kingdom’s coronavirus lockdown.

Abuljadayel, goodwill ambassador for the King Salman Humanitarian Aid and Relief Centre, said the idea for the painting came from reality.

“My inspiration for this piece was based on the unprecedented and unprecedented moment when I realized that for the first time in my life, I would not be able to visit Al-Haram (Grand Mosque),” she said. told Arab News. “It made me realize what an honor, a privilege and a blessing it was to be able to do this.”

My inspiration for this piece was based on the unprecedented and unprecedented moment when it dawned on me that, for the first time in my life, I would not be able to visit Al-Haram (Grand Mosque). It made me realize what an honor, privilege and blessing it was to be able to do this.

Nabila Abujadayel. saudi artist

She realized that the only ones who retained such a high status – to visit the Grand Mosque – were those who had dedicated their lives to serving the holy place by looking after it.

“These same nameless, faceless, anonymous workers that we tend to take for granted had the best opportunity in the world,” she added.

The Kingdom suspended all Umrah pilgrimages last month over fears of the coronavirus, and authorities emptied the Grand Mosque in preparation for disinfection and sterilization measures.

“These men, who serve Allah night and day, were the ones who now worshiped alone there,” she said.

“This event embodies our faith. It reaffirms the importance of humility. It shows how equal we all are in the eyes of God.

The artist was inspired by Queen Elizabeth of the United Kingdom saying she hoped people could be proud of how they responded to the challenge, as well as King Salman’s words to address the crisis in coronavirus and how society is coping with it.

“This crisis will become a piece of history that will prove the defiance of man in the face of this ordeal that humanity is going through.”

Muslims have expressed their appreciation for the painting and the sentiments behind it.

Areej Al-Rowaily (@al_areej_des) tweeted: “Anonymous soldiers are the only ones left. Created by Nabila Abuljadayel.

Mohammed Al-Qadi (@moealqadi) said everyone was absent and “those who served this pure house” remained praying in front of the Kaaba, while Fahda Bint Saud (@fahdabntsaud) said she was touched by the artwork and described it as “one of the most beautiful paintings.

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